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  • "It feels so good to know there are people out there fighting to make a difference for those with student loan debt."

    -Christina, Savi User in Indiana

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  • About Us

    Savi is a social impact technology startup in Washington, DC that is working to solve the student debt crisis by helping the 44 million student loan borrowers better understand their debt, lower their payments, and enroll in a plan that will help them achieve financial wellness.



    Aaron Smith


    Before Savi, Aaron co—founded and served as the original Executive Director of Young Invincibles, one of the largest and most impactful youth advocacy and policy non—profits in the country. Aaron started YI in 2009 while still a student at Georgetown Law School (for which he still has substantial student loan debt). Through his work at YI, Aaron worked with the Department of Education, the White House, and Congress to make concrete fixes to higher education funding and the student loan process. Aaron lives with his wife and daughter in Washington, DC. Email Aaron at Aaron@bysavi.com.

    Tobin Van Ostern


    Before Savi, Tobin co—founded YI Advisors, a social—impact consulting firm focused on millennial engagement. Through that work, he helped employers ranging from non-profits to Fortune 500 companies better reach and engage millennial audiences on numerous topics including technology, workforce, and financial literacy issues. Previously, he was the Deputy Director of a team at the think-tank the Center for American Progress where he led work on a number of policy areas, including student loans. Tobin began his career mobilizing young adults when he served as the National Director of the Student Engagement Program for President Obama’s 2008 campaign. Tobin lives with his wife in Virginia. Email Tobin at Tobin@bysavi.com.

  • IMPACT SPOTLIGHT: Miami & Chicago Tackle Student Debt

    Savi was awarded a grant from the Kresge Foundation to fund the launch of a city­-focused approach to tackling student loan debt. Savi launched pilots in Miami and Chicago in Fall 2018, taking a localized, collective approach to reduce the overall student loan burden and help thousands of borrowers directly in these cities.

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1. Introduction
These Terms and Conditions (the “Terms”) govern access and use of this website (the “Website”) operated by or on behalf of Savi Solutions PBC (“Savi”), previously known as “Student Borrower Solutions Inc.”  “You” and “your” refer to the person using this Website or, if you registered for the Website, the person who registered for the Website. By using this Website as a registered or unregistered user you hereby accept these Terms. You must not use this Website if you disagree with any of the terms or conditions set forth in these Terms. This Website is not intended for children, and you must not use this Website if you are under the age of 18 years old. You also must not use this Website if it is not lawful to do so in the jurisdiction in which you reside. The owner of the Website is based in the District of Columbia in the United States. Savi provides this Website for use only by persons located in the United States. Savi makes no claims that the Website or any of its content is accessible or appropriate outside of the United States. Access to the Website may not be legal by certain persons or in certain countries. If you access the Website from outside the United States, you do so on your own initiative and are responsible for compliance with local laws. 
2. Intellectual Property Rights
Other than the content you own, under these Terms, Savi and/or its licensors own all the intellectual property rights and materials contained in this Website. Subject to your compliance with these Terms, you are granted a limited, non-exclusive license to view the material contained on this Website for personal, non-commercial use only; provided, however, that you may copy these Terms. Any rights in or to any content on this Website not expressly granted herein are reserved by Savi and/or its licensors. The name of Savi, the term bySavi, Savi and all related names, logos, product and service names, designs and slogans are trademarks of the Company or its licensors. You must not use such marks without the prior written permission of Savi. All other names, logos, product and service names, designs and slogans on this Website are the trademarks of their respective owners.
3. Restrictions
You shall not:
1.	copy or publish any content from the Website in any other media;
2.	publicly perform and/or show any content on the Website in any other media;
3.	sell, sublicense and/or otherwise commercialize any Website content, feature or functionality;
4.	use this Website in any way that is or may be damaging to this Website or its users;
5.	use this Website in any way that adversely affects user access to this Website;
6.	use this Website contrary to applicable laws and regulations, or in any way may cause harm to any person or business entity;
7.	engage in any data mining, data harvesting, data extracting or any other similar activity in relation to this Website;
8.	use this Website to engage in any advertising or marketing; and/or
9.	use this Website to create any tool, feature or functionality that is intended to offer some or all of the benefits available to users of this Website or is intended to test, improve or otherwise train such a tool, feature or functionality.
Certain areas of this Website are restricted from being accessed by you and you shall not endeavor to access restricted areas of the Website.
4. Accessing the Website and Account Security
Savi reserves the right to withdraw or amend this Website, and any service or content we provide on the Website, in our sole discretion without notice; provided, however, that if you paid Savi for use of this website and your use is materially affected by any such amendment or withdrawal then upon request Savi will issue you a pro-rata refund for the remaining time you are not able to use this website for which you had paid. Notwithstanding the forgoing, we will not be liable if for any reason all or any part of the Website is unavailable at any time or for any reasonable period of time that is not a result of us withdrawing this website from public use. From time to time, we may restrict access to some parts of the Website, or the entire Website, to users, including registered users.  To access the Website or some of the resources it offers, you may be asked to provide certain registration details or other information. It is a condition of your use of the Website that all the information you provide on the Website is correct, current and complete. You agree that all information you provide to register with this Website or otherwise, including but not limited to through the use of any interactive features on the Website, is governed by our Privacy Policy available at http://www.bysavi.com?open=terms-and-conditions and you consent to all actions we take with respect to your information consistent with our Privacy Policy. Certain features or functionality of the Website may be available only if you or a third party on your behalf pay a fee for such features and/or functionality.  If you used the Website in the manner intended to seek savings in your student loan payments and you paid Savi a fee (not counting any fees paid by third parties on your behalf), and you did not save (either from reduced payments, rebates, abatements, discounts, delayed payments or any other means of payment reduction) at least the amount of the fee you actually paid to Savi in the one-year period starting on the date you paid such fee, you may seek recovery of the fee under Savi’ limited money-back guarantee.  You will not be entitled to recover under the limited money-back guarantee if you received support in income-based repayment or forgiveness recertification of any of your student loans notwithstanding the amount you saved.  To receive your fee under the limited money-back guarantee you should email us at Partners+Legal@bysavi.com with the proof of payment along with an explanation of the situation.  Savi reserves the right to request documentation relating to your submissions using the Website and the adjustments (or rejection of adjustments) to any student loan payments you may have received in connection with such submissions before honoring the limited money back guarantee.
You must treat your user name and password as confidential, and you must not disclose it to any other person or entity. You also acknowledge that your account is personal to you and agree not to provide any other person with access to this Website or portions of it using your user name, password or other security information. You agree to notify us immediately of any unauthorized access to or use of your user name or password or any other breach of security.  Savi has the right to disable any user name or password at any time in our sole discretion for any or no reason, including if you have violated any provision of these Terms.
5. Your Content; Links
In these Terms, “Your Content” shall mean any audio, video text, images or other material you choose to submit to or through this Website. You grant Savi a non—exclusive, worldwide, irrevocable right and license, including the right to grant and authorize sublicenses, to use, reproduce, adapt, publish, translate and distribute it in any and all media. Your Content must be your own and must not be subject to any third party intellectual property or similar rights. If the Website contains links to other sites and resources provided by third parties, these links are provided for your convenience only. Savi has no control over the contents of those sites or resources, and accept no responsibility for them or for any loss or damage that may arise from your use of them. If you decide to access any of the third party websites linked to this Website, you do so entirely at your own risk and subject to the terms and conditions of use for such websites.
6. No warranties
This Website is provided “as is,” with all faults, and Savi, its licensors, and any of its business associates from whom you may have received the opportunity to access this Website, each make no representations or warranties of any kind, whether express or implied, relating to this Website or the content, features and functionality contained on this Website. You acknowledge that the implied warranties of merchantability, fitness for a particular purpose and non-infringement are expressly disclaimed and do not apply to your use of the Website. Also, you acknowledge that there are no representations or warranties that the content contained on the Website, or that the advice provided by the Website, is accurate, complete or correct, or useful or suitable for your situation or purposes. No warranty is made as to the level of service provided by any lender or the quality of any loans or lending products. 
7. Limitation of liability
If the Website is being made available to you in connection with an employment or membership relationship, the disclaimer of warranties and the limitation of liability set forth in this agreement shall apply equally to the employer as to Savi.
8. Indemnification
You hereby indemnify to the fullest extent Savi and the other Website Providers from and against any and/or all liabilities, costs, demands, causes of action, damages, judgments, awards, losses, expenses and fees (including reasonable attorneys’ fees) arising out of or relating to your breach of any of the provisions of these Terms.
9. Severability
If any provision of these Terms is found to be invalid under any applicable law, it is the intention of the parties that such provision(s) either be reformed to as closely resemble the intent of the parties and yet be valid under applicable law, or if that cannot be the case then be deleted from these Terms, in either case without affecting the remaining provisions of these Terms or invalidating the agreement otherwise expressed by these Terms.
10. Changes to Terms
Savi may revise and update these Terms from time to time in its sole discretion. All changes are effective immediately when Savi post them, and apply to all access to and use of the Website thereafter. However, any changes to the dispute resolution provisions set forth in Governing Law and Jurisdiction will not apply to any disputes for which the parties have actual notice on or prior to the date the change is posted on the Website. Your continued use of the Website following the posting of revised Terms means that you accept and agree to the changes, even if you are a registered user. You are expected to check this page from time to time so you are aware of any changes, as they are binding on you.
11. Assignment
The Savi is allowed to assign, transfer, and subcontract its rights and/or obligations under these Terms without any notification. However, you are not allowed to assign, transfer, or subcontract any of your rights and/or obligations under these Terms.
12. Entire Agreement
These Terms constitute the entire agreement between Savi and you in relation to your use of this Website, and supersede all prior agreements and understandings, whether written or oral.
13. Governing Law & Jurisdiction
These Terms will be governed by and interpreted in accordance with the laws of the District of Columbia, United States. You agree that any and all disputes regarding or relating to this Website with respect to Savi and any other Website Provider shall be resolved by final and binding arbitration under the Rules of Arbitration of the American Arbitration Association applying District of Columbia law.  Any such dispute shall be submitted to the American Arbitration Association located in the District of Columbia for resolution by a single arbitrator selected by the American Arbitration Association in accordance with such rules.  ANY CAUSE OF ACTION OR CLAIM YOU MAY HAVE ARISING OUT OF OR RELATING TO THESE TERMS OF USE OR THE WEBSITE MUST BE COMMENCED WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES, OTHERWISE, SUCH CAUSE OF ACTION OR CLAIM IS PERMANENTLY BARRED. Notwithstanding the foregoing, you agree that Savi shall be entitled to seek interim injunctive relief without the posting of any required bond in order to resolve any asserted breach of these Terms by you during the pendency of any anticipated or pending arbitration.  

14. Not a Financial Planner, Broker or Tax Advisor
The content, features and functionality of the Website, including the services offered here therein, is made available solely for general information purposes only, and is not intended to provide any legal, tax or financial advice. Savi is not a financial planner, broker or tax advisor. The Website and its content, features and functionality are intended only to assist you in providing options for your financial organization and decision making and is broad in scope; you are solely responsible for evaluating any advice or other information that might result from your use of the Website and determining in your discretion whether acting on such advice or information is or is not in your best interest. Your personal financial situation is unique, and any information and advice obtained through the Website may not be appropriate for your situation. Accordingly, before making any final decisions or implementing any financial strategy, you should consider obtaining additional information and advice from professionals, including your accountant or other financial advisers, who are fully aware of your individual circumstances. 
By creating an account, You acknowledge that
You will make your own evaluation and decisions regarding what to do with your loans including the selection of any repayment plan, lender, and loan terms. 
You will not rely on any projected savings or other information provided on the Website in deciding whether to refinance or change loan terms.
Savi is not responsible for monitoring or evaluating any loans, lenders, loan servicers, repayment programs, or other lending services that you may receive from any lender or government agency. 
Savi is not affiliated in any way with any of the lenders or government agencies mentioned on the Website.
Savi has not provided and will not provide you with any legal advice, lender selection advice, credit management advice, tax advice, or any other kind of advice.
You will not see to hold Savi responsible for your decision to borrow money, or for the terms or results of any borrowing following your use of this Website, or for any actions a lender may take on your behalf. 
The Savi Website is an educational website with no affiliation with any lenders, loan servicers, or government agencies that are mentioned on the website or are linked to by the website. Therefore we cannot and do not guarantee the accuracy, completeness, or timeliness of information or lending services provided by a lender or student loan servicer to you. Savi is unable to review the work product of lenders or loan servicers and will not have any access to your confidential discussions with, or confidential information you provide, to a lender or loan servicer. If you access a loan servicer or lender to which a link is provided on the Website, that entity may ask you to agree to its own separate terms of use, user agreement, and other contracts associated with lending or loan servicing. 
Last Updated May 28th, 2019

Privacy Policy
Last modified: May 28, 2019

Savi Solutions PBC (“Company” or “Savi” “we” “us” and “our”) respect your privacy and are committed to protecting it through our compliance with this policy. Ultimately, user data is what powers our website and allows us to deliver to you as streamlined of a process as possible. Below we outline in detail our privacy policy and how it impacts you, the user. 
This policy describes the types of information we may collect from you or that you may provide when you visit our websites, www.BySavi.com or any of its affiliated websites or subdomains, (our "Website") and our practices for collecting, using, maintaining, protecting, and disclosing that information.
This policy applies to information we collect:
On this Website.
On any of our affiliated websites or subdomains.
In email, text, and other electronic messages between you and this Website.
Through mobile and desktop applications you download from this Website, which provide dedicated non-browser-based interaction between you and this Website.
When you interact with our applications on third-party websites and services, if those applications or advertising include links to this policy.
It does not apply to information collected by:
us offline or through any other means, including on any other website operated by Company or any third party (including our affiliates and subsidiaries); or 
any third party (including our affiliates and subsidiaries), including through any application or content (including advertising) that may link to or be accessible from or on the Website
Please read this policy carefully to understand our policies and practices regarding your information and how we will treat it. If you do not agree with our policies and practices, your choice is not to use our Website. By accessing or using this Website, you agree to this privacy policy. This policy may change from time to time (see Changes to Our Privacy Policy). Your continued use of this Website after we make changes is deemed to be acceptance of those changes, so please check the policy periodically for updates. 
Children Under the Age of 13
Our Website is not intended for children under 13 years of age. No one under age 13 may provide any information to the Website. We do not knowingly collect personal information from children under 13. If you are under 13, do not use or provide any information on this Website or on or through any of its features/register on the Website, make any purchases through the Website, use any of the interactive or public comment features of this Website or provide any information about yourself to us, including your name, address, telephone number, email address, or any screen name or user name you may use. If we learn we have collected or received personal information from a child under 13 without verification of parental consent, we will delete that information. If you believe we might have any information from or about a child under 13, please contact us at Partners+Legal@BySavi.com. 
Information We Collect About You and How We Collect It
We collect several types of information from and about users of our Website, including information:
by which you may be personally identified, such as name, postal address, e-mail address, telephone number, social security number, employment information, information about a spouse, or any other information the website collects that is defined as personal or personally identifiable information under an applicable law("personal information");
that is about you but individually does not identify you, such as income, employment information, tax history, student loan debt, family size, or any other information you are asked to provide to the website; and/or
about your internet connection, the equipment you use to access our Website and usage details.
We collect this information:
Directly from you when you provide it to us through either the website or consumer support.
Automatically as you navigate through the site. Information collected automatically may include usage details, IP addresses, and information collected through cookies, web beacons, and other tracking technologies.
From third parties, for example, our business partners.
Information You Provide to Us.  The information we collect on or through our Website may include:
Information that you provide by filling in forms on our Website or responding to customer support. This includes information provided at the time of registering to use our Website, utilizing our calculator or enrollment tools, receiving online or telephone customer support, subscribing to our service, posting material, follow-up emails and other communications, or requesting further services. We may also ask you for information when you enter a contest or promotion sponsored by us, and when you report a problem with our Website.
Records and copies of your correspondence (including email addresses), if you contact us.
Your responses to surveys that we might ask you to complete for research purposes.
Details of transactions you carry out through our Website and of the fulfillment of your orders. You may be required to provide financial information before placing an order through our Website.
Your search queries on the Website.
You also may provide information to be published or displayed (hereinafter, "posted") on public areas of the Website, or transmitted to other users of the Website or third parties (collectively, "User Contributions"). Your User Contributions are posted on and transmitted to others at your own risk. Please be aware that no security measures are perfect or impenetrable. Additionally, we cannot control the actions of other users of the Website with whom you may choose to share your User Contributions. Therefore, we cannot and do not guarantee that your User Contributions will not be viewed by unauthorized persons.
Information We Collect Through Automatic Data Collection Technologies.  As you navigate through and interact with our Website, we may use automatic data collection technologies to collect certain information about your equipment, browsing actions, and patterns, including:
Details of your visits to our Website, including traffic data, and other communication data and the resources that you access and use on the Website.
Information about your computer and internet connection, including your IP address, operating system, and browser type.
We also may use these technologies to collect information about your online activities over time and across third-party websites or other online services (behavioral tracking). Contact us below for information on how you can opt out of behavioral tracking on this website and how we respond to web browser signals and other mechanisms that enable consumers to exercise choice about behavioral tracking.
The information we collect automatically is statistical data and does may include personal information, but we may maintain it or associate it with personal information we collect in other ways or receive from third parties. It helps us to improve our Website and to deliver a better and more personalized service, including by enabling us to:
Estimate our audience size and usage patterns.
Store information about your preferences, allowing us to customize our Website according to your individual interests.
Speed up your searches.
Recognize you when you return to our Website.
The technologies we use for this automatic data collection may include:

Cookies (or browser cookies). A cookie is a small file placed on the hard drive of your computer. You may refuse to accept browser cookies by activating the appropriate setting on your browser. However, if you select this setting you may be unable to access certain parts of our Website. Unless you have adjusted your browser setting so that it will refuse cookies, our system will issue cookies when you direct your browser to our Website. 
Flash Cookies. Certain features of our Website may use local stored objects (or Flash cookies) to collect and store information about your preferences and navigation to, from, and on our Website. Flash cookies are not managed by the same browser settings as are used for browser cookies. For information about managing your privacy and security settings for Flash cookies, see Choices About How We Use and Disclose Your Information.
Web Beacons. Pages of the Website and our e-mails may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that permit the Company, for example, to count users who have visited those pages or opened an email and for other related website statistics (for example, recording the popularity of certain website content and verifying system and server integrity). 
Fullstory: To opt out of FullStory video tracking, visit: https://www.fullstory.com/optout

We do not collect personal information automatically, but we may tie this information to personal information about you that we collect from other sources or you provide to us.
Third-Party Use of Cookies and Other Tracking Technologies
Some content or applications, on the Website are served by third-parties, including advertisers, ad networks and servers, content providers, and application providers. These third parties may use cookies, alone or in conjunction with web beacons or other tracking technologies, to collect information about you when you use our website. The information they collect may be associated with your personal information or they may collect information, including personal information, about your online activities over time and across different websites and other online services. They may use this information to provide you with interest-based (behavioral) advertising or other targeted content. 
We do not control these third parties' tracking technologies or how they may be used. If you have any questions about an advertisement or other targeted content, you should contact the responsible provider directly. For information about how you can opt out of receiving targeted advertising from many providers, see Choices About How We Use and Disclose Your Information.
How We Use Your Information
We use information that we collect about you or that you provide to us, including any personal information:
To present our Website and its contents to you.
To provide you with information, products, or services that you request from us.
To notify you about upcoming deadlines.
To fulfill any other purpose for which you provide it.
To provide you with notices about your account/subscription, including expiration and renewal notices.
To carry out our obligations and enforce our rights arising from any contracts entered into between you and us, including for billing and collection.
To notify you about changes to our Website or any products or services we offer or provide though it.
To allow you to participate in interactive features on our Website.
In any other way we may describe when you provide the information.
For any other purpose with your consent.
We may also use your information to contact you about our own and third-parties' goods and services that may be of interest to you. If you do not want us to use your information in this way, please contact us below. For more information, see Choices About How We Use and Disclose Your Information.
We may use the information we have collected from you to enable us to display advertisements to our advertisers' target audiences. This will allow us to inform you about products and services that may be relevant to you as a user that we do not offer ourselves. Even though we do not disclose your personal information for these purposes without your consent, if you click on or otherwise interact with an advertisement, the advertiser may assume that you meet its target criteria.
Disclosure of Your Information
We may disclose aggregated information about our users, and information that does not identify any individual, without restriction. 
We may disclose personal information that we collect or you provide as described in this privacy policy:
To our subsidiaries and affiliates.
If you were referred to the Website through a third party relationship or receive access to the Website through a relationship to a third party, for example your financial institution or your union, or as a member benefit from such a or a similar third-party relationship, to such third-party for the purpose of such third party’s monitoring of its relationship with us and you, including tracking your participation and use of the Website, the success of our relationship with such third party and otherwise auditing our relationship with such third party.
To contractors, service providers, and other third parties we use to support our business and who are bound by contractual obligations to keep personal information confidential and use it only for the purposes for which we disclose it to them.
To a buyer or other successor in the event of a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of Savi’s' assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which personal information held by Savi about our Website users is among the assets transferred.
To third parties to market their products or services to you.
To fulfill the purpose for which you provide it. For example, if you give us an email address to use the "email a friend" feature of our Website, we will transmit the contents of that email and your email address to the recipients.
For any other purpose disclosed by us when you provide the information.
With your consent.

We may also disclose your personal information:
To comply with any court order, law, or legal process, including to respond to any government or regulatory request.
To enforce or apply our terms of use or terms of sale and other agreements, including for billing and collection purposes.
If we believe disclosure is necessary or appropriate to protect the rights, property, or safety of Savi, our customers, or others. This includes exchanging information with other companies and organizations for the purposes of fraud protection and credit risk reduction.
Choices About How We Use and Disclose Your Information
We strive to provide you with choices regarding the personal information you provide to us. We have created mechanisms to provide you with the following control over your information: 
Tracking Technologies and Advertising. You can set your browser to refuse all or some browser cookies, or to alert you when cookies are being sent. To learn how you can manage your Flash cookie settings, visit the Flash player settings page on Adobe's website. If you disable or refuse cookies, please note that some parts of this site may then be inaccessible or not function properly.
Disclosure of Your Information for Third-Party Advertising. If you do not want us to share your personal information with unaffiliated or non-agent third parties for promotional purposes, you can opt-out by contacting us below. 
Promotional Offers from the Company. If you do not wish to have your email address or other contact information used by the Company to promote our own or third parties' products or services, you can opt-out by contacting us below. If we have sent you a promotional email, you may send us a return email asking to be omitted from future email distributions. This opt out does not apply to information provided to the Company as a result of a product purchase, warranty registration, product service experience or other transactions.
Targeted Advertising. If you do not want us to use information that we collect or that you provide to us to deliver advertisements according to our advertisers' target-audience preferences, you can opt-out by contacting us below. 
We do not control third parties' collection or use of your information to serve interest-based advertising. However these third parties may provide you with ways to choose not to have your information collected or used in this way. You can opt out of receiving targeted ads from members of the Network Advertising Initiative ("NAI") on the NAI's website.
Accessing and Correcting Your Information
You can review and change your personal information by logging into the Website and visiting your account profile page. 
You may also send us an email at partners+account@bysavi.com to request access to, correct or delete any personal information that you have provided to us. We cannot delete your personal information except by also deleting your user account. We may not accommodate a request to change information if we believe the change would violate any law or legal requirement or cause the information to be incorrect.
If you delete your User Contributions from the Website, copies of your User Contributions may remain viewable in cached and archived pages, or might have been copied or stored by other Website users.
Your California Privacy Rights
California Civil Code Section § 1798.83 permits users of our Website that are California residents to request certain information regarding our disclosure of personal information to third parties for their direct marketing purposes. To make such a request, please send an email to Partners+Legal@bysavi.com.  
Data Security
We have implemented measures designed to secure your personal information from accidental loss and from unauthorized access, use, alteration, and disclosure. We also use third party tools to streamline usage of our website. These third party tools have additional protections, and additional privacy and security policies that apply to users of our Website. All information you provide to us is stored on our secure servers behind firewalls. 
The safety and security of your information also depends on you. Where we have given you (or where you have chosen) a password for access to certain parts of our Website, you are responsible for keeping this password confidential. We ask you not to share your password with anyone. We urge you to be careful about giving out information in public areas of the Website like message boards. The information you share in public areas may be viewed by any user of the Website.
Unfortunately, the transmission of information via the internet is not completely secure. Although we do our best to protect your personal information, we cannot guarantee the security of your personal information transmitted to our Website. Any transmission of personal information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures contained on the Website.
Changes to Our Privacy Policy
It is our policy to post any changes we make to our privacy policy on this page. If we make material changes to how we treat our users' personal information, we will notify you through a notice on the Website home page or user dashboard. The date the privacy policy was last revised is identified at the top of the page. You are responsible for ensuring we have an up-to-date active and deliverable email address for you, and for periodically visiting our Website and this privacy policy to check for any changes.
Contact Information
To ask questions or comment about this privacy policy and our privacy practices, or to opt out via any of the provisions above, contact us at: